Standard NY, CA

Tin Leg’s Standard policy is designed for travelers looking for extensive cancellation coverage and high medical benefits.

Tin Leg Standard includes cancellation coverage for the most common concerns, including medical reasons, terrorism, and severe weather. It also covers up to 150% of a traveler’s trip costs under Trip Interruption.

Tin Leg Standard’s medical coverage includes Emergency Medical and Medical Evacuation coverage, as well as Pre-Existing Condition coverage if purchased within 15 days of booking the trip.

Additional benefits, such as Travel Delay, Baggage Delay, and Baggage Loss, are included with this policy.

Certificate

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Plan Review Period

15 days (varies by state)

Renewable Policy

—

Restriction

Available for residents of United States. Available for resident state of New York, California. Unavailable for destination - Liberia, Nigeria, North Korea, Haiti, Mali, South Sudan, Ukraine, Benin, Iran, Belarus, Congo, Libyan Arab Jamahiriya, Palestine, Eritrea, Syria, Zimbabwe, Pakistan, Niger, Chad, Afghanistan, Gabon, Israel, Russian Federation, Somalia, Togo, Sudan, Iraq, Myanmar, Mauritania, Central African Republic, Cuba, Lebanon, Yemen, Burundi.

Trip Cancellation

100% Trip cost

Trip Interruption

150% Trip cost

Cancel for medical

Included

Hurricane & Weather

Included

Terrorism

Included

Financial Default

Included

Employment Layoff

Included

Cancel for work reasons

—

Cancel for any reason

—

Pre-Ex Coverage

Included

Look back period

180 days (varies by state)

Primary Medical

—

Emergency Medical

$30,000 ($750 Dental)

$60,000 ($750 Dental)

Medical Deductible

—

Look back period

180 days (varies by state)

Medical Evacuation

$200,000

$400,000

Missed Connection

—

Trip Delay

$500 (6 hours, $150/day)

Baggage Loss

$500 ($25 Deductible)

Baggage Delay

$200 (24 hours)

Non-Medical Evacuation

—

Hazardous Sports

—

Amateur Sports

—

24 Hour AD&D

—

Common Carrier AD&D

—

Flight Only AD&D

$25,000 (varies by state)

Rental Car

—

Identity Theft

Included

24 Hour Assistance Service

Included

Schengen Visa

Accepted

Other plans by Tin Leg

Basic

Tin Leg Basic is designed to provide travelers with all major travel insurance benefits at a competitive price.

This plan’s conservative benefit limits are adequate for most travelers and keep the premium affordable, offering up to $10,000 in Trip Cancellation coverage and $25,000 in Emergency Medical coverage. Additional coverage is available for Pre-Existing Conditions, as well as Baggage Loss, Travel Delays and Accidental Death.

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Cruise

Tin Leg’s Cruise policy was built explicitly for cruisers, offering comprehensive coverage with high medical benefits, trip protection, and cruise-specific benefits.

Tin Leg Cruise offers up to $250,000 in Emergency Medical coverage and up to $1 million in Medical Evacuation coverage, with base coverage starting at $250,000 and $500,000, respectively. This gives travelers access to high-quality care at sea and during international stops. These medical benefits also extend to incidents on the ship or during shore excursions, such as injuries during snorkeling, sightseeing, or guided tours.

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Gold

Tin Leg’s Gold policy is built for travelers who are looking for high medical benefits and comprehensive cancellation coverage.

Tin Leg Gold includes $500,000 in Primary Emergency Medical coverage, in addition to $500,000 in Medical Evacuation coverage. Travelers who purchase this policy within 14 days of booking their trip and insure their full trip cost will also be covered for Pre-Existing Conditions.

Tin Leg Gold also offers cancellation coverage for the most common traveler concerns, including cancellation for medical reasons, inclement weather, and terrorism. Cancel For Any Reason is also available as an optional upgrade within this policy.

Additional benefits that are included within this policy are Travel Delay, Missed Connection, Baggage Delay, Baggage & Personal Items Loss, and Accidental Death & Dismemberment.

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Luxury

Tin Leg’s Luxury product is ideal for travelers who want the most comprehensive Trip Cancellation benefits, as well as high Primary Emergency Medical and Travel Delay benefits.

Tin Leg Luxury includes cancellation coverage for the most common traveler concerns, including cancellation for medical reasons and terrorism. It also boasts impressive cancellation coverage for inclement weather, with no minimum weather delay before cancellation can be claimed.

Tin Leg Luxury includes high Primary Medical and Medical Evacuation benefits, with optional upgrades available, as well as coverage for Pre-Existing conditions if purchased within 15 days of booking the trip.

Additional benefits, including Travel Delay, Baggage Delay, Baggage Loss and Missed Connection, come standard with this policy.

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Luxury NY, CA

Tin Leg’s Luxury product is ideal for travelers who want the most comprehensive Trip Cancellation benefits, as well as high Primary Emergency Medical and Travel Delay benefits.

Additional benefits, including Travel Delay, Baggage Delay, Baggage Loss and Missed Connection, come standard with this policy.

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Standard

Tin Leg’s Standard policy is designed for travelers looking for extensive cancellation coverage and high medical benefits.

Tin Leg Standard’s medical coverage includes Emergency Medical and Medical Evacuation coverage, as well as Pre-Existing Condition coverage if purchased within 15 days of booking the trip.

Additional benefits, such as Travel Delay, Baggage Delay, and Baggage Loss, are included with this policy.

More details

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